Aqua – your local experts on mortgages, based in St Albans but giving you a universal choice

At Aqua, we give independent mortgage advice, and because we can choose from all the different lenders, we can always find you exactly the most suitable mortgage.

The world of mortgages can be complex, and as one of the biggest financial commitments you can make, it’s important to make the most appropriate choice.
That’s where we come in.
We aim to simplify the process by guiding you towards the most suitable mortgage for your individual financial circumstances, helping you to find the most appropriate mortgage from the hundreds of different mortgage options available.
Our financial advisers are experts in the following types of mortgages, and associated products:

  • Mortgages for first-time buyers
  • Interest-only mortgages
  • Repayment mortgages
  • Lifetime mortgages
  • Re-mortgaging
  • Buy-to-let mortgages
  • Commercial mortgages
  • Loans for holiday homes
  • Mortgage protection and insurance
  • Critical illness and life assurance cover.

We aim to help you understand the importance of having an insurance policy in place, so that in the event of your death before the loan is paid off, it is hopefully not a burden to your family.

A typical fee for Mortgage is £330.00.

Aqua Wealth Management is a broker and not a Lender.

Understanding the risks

Thank you for your help in re-mortgaging my rental property. My own bank tried to get me to take one of their own, unsuitable deals, but you were meticulous in finding out what I really wanted and helped me through the whole process with exactly the right lender.

Mortgage Calculator


Calculate your monthly mortgage payment

Mortgage Affordability


How much can you afford to borrow?

Stamp Duty


Calculate the Stamp Duty on your residential property

Budget Planner


Your detailed spending breakdown

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